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What is an "SR22 Filing"?
An SR22 Filing is a form issued by an insurance company which removes a
suspension order placed by the Alabama DMV on your driving privilege. The filing provides a
guarantee to the Alabama Department of Motor Vehicles that an insurance company
has issued at least minimum liability coverage for the person making that filing; AND -
that the insurance company will notify the Alabama DMV should the insurance ever lapse for any
reason. We often get asked if a person can get an Alabama SR22 filing WITHOUT buying insurance - the answer is NO - because an Alabama SR22 filing is evidence of liability insurance in force.
More Questions? E-mail us at: orharris@oldnationalinsurance.com
Our agency actively writes SR22 insurance. Get a free quote from us today! We can issue the Alabama SR filing same day upon receipt of signed applications (which can be faxed and paid by credit card); and if you need it, we can overnight the filing to you for a small overnight fee. We have written thousands of Alabama SR filing accounts ... Let us help you too!
More Questions? E-mail us at: orharris@oldnationalinsurance.com Who Needs One?
People whose license is under suspension by the Alabama Department of Motor
vehicles need an SR22 Filing to reinstate their license. This includes, but is
not limited to the following suspension reasons: drunk driving violations; more minor
moving violations in one year than the law permits; suspensions from unpaid fines or
parking violations; uninsured accidents; failure to comply with other Alabama DMV laws or
regulations.
More Questions? E-mail us at: orharris@oldnationalinsurance.com How do I get an SR22 Filing to reactive my drivers license?
You must purchase minimum liability coverage on the vehicle(s) you own. If you do not
own a motor vehicle, you must purchase "non-owners" liability coverage. The price is
based on the severity of your driving record (accidents and violations), where you live,
and the number of years of driving experience. If you do not
know what is on your driving record, purchase it from Alabama DMV (usual cost is $5.00 to $10.00 per record). Then you must
purchase the proper kind of Automobile policy. Our goal is to find this coverage at the LOWEST COST TO YOU! That is why we are here.
More Questions? E-mail us at: orharris@oldnationalinsurance.com How long must I maintain an SR22 Filing?
Under normal circumstances the SR22 Filing period is three years. However,
with the advent of stricter enforcement of Alabama DMV laws, and lobbying against drunk drivers,
the terms can be extended.
More Questions? E-mail us at: orharris@oldnationalinsurance.com What process is involved in reinstating my Alabama Drivers license?
More Questions? E-mail us at: orharris@oldnationalinsurance.com
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